Avoid Overspending this Festive Season

Mossel Bay Debt Counselling

We see it every year… A large number of consumers get caught in the festive season hype and overspend to an extend that they cannot repay their debt in the new year. This vicious circle tends to leave them over indebted and eventually have to take action such as go under debt counselling.

Garden Route Debt Counselling are here to help, but also with tips to avoid overspending this season.

1. Set a Budget and stick to it
2. Make gifts rather than buy
3. Don’t spend money on gift wrapping and cards that will be thrown away anyway
4. If you cannot pay cash, do not use your credit card. Wait till you can afford it.

If you are already over indebted, contact the experts in dealing with debt, your local debt counsellor, Lee Lombard from Garden Route Debt Counsellors in Mossel Bay.

Visit the Garden Route Business Directory for information on more businesses in the Garden Route as well as in the Klein Karoo.

Author: Christelle Kleynhans